Our Company

We listen, provide solutions that deliver, and we do the right thing for every situation.

Jefferson Capital is an analytically driven purchaser and servicer of consumer charged-off and bankruptcy accounts.

We were founded in 2002 based on the bedrock principles of listening, identifying solutions, and “doing the right thing.” Over the past two years alone, we helped hundreds of thousands of U.S. consumers regain their financial independence by resolving more than 550,000 accounts.

A significant reason for our success, and one of the reasons we are one of the largest debt buyers in the accounts receivables industry in North America, is due to The JCap Difference: Our Proprietary Solutions, Data Science Expertise, and Best in Class Compliance Program.

Jefferson Capital is headquartered in Minneapolis, Minnesota with additional offices located in Sartell, Minnesota and Denver, Colorado (United States); Basingstoke, England; Woking, England and Glasgow, Scotland (United Kingdom); as well as London, Ontario and Toronto, Ontario (Canada).